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Home Title Group Company, a division of Lakeside Title, is pleased to welcome you to our website. The site has been designed to be informative as well as interactive. As a company involved in the service sector, Home Title Group has embraced many advances in technology to produce the most efficient real estate closing in the industry. We currently handle closings in all of Maryland, Pennsylvania, and Washington, DC. Home Title Group Company has experienced professionals available to handle closings of residential, commercial, new construction, refinance, for-sale-by-owner and 1031 tax deferred exchanges. Consumers and real estate professionals can always count on the attorneys at Home Title Group to be available to assist them through the complex transaction. Thank you for visiting our site and please feel free to contact a Home Title Group team member if we can assist you with your real estate transaction.
HELPFUL INFORMATION THAT WILL MAKE YOUR DECISION EASIER The conventional wisdom is that the interest rate should be lowered by 2% or more to recoup closing costs within two years. However, creative and less costly new refinance programs mean that you can benefit even if the rate is only lowered by around 1%. The best principle to follow is to refinance your home if you can pay back the closing costs in less time than you will be living in that home. If your principal is high, even a small reduction in the interest rate will pay off in long-term savings. more

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	Mortgage rates plummeted last week Mortgage rates plummeted last week as week economic reports, chiefly jobs and unemployment reports came in at the weakest levels in several years. The Freddie Mac Primary Mortgage Market Survey reported that the 30-year fixed-rate mortgage (FRM) dropped 20 basis points from the previous week to an average of 5.87 percent. Fees and points also moved down from 0.5 to 0.4 point. This was the lowest level the 30-year FRM had achieved since September 2005. One year ago the 30-year FRM averaged 6.21 percent. The 15-year FRM for the week ended January 10 carried an average contract interest rate of 5.43 percent compared to 5.68 percent one week earlier. Fees and points dropped from 0.6 point to 0.4 point. During the same week one year earlier the 15-year FRM averaged 5.96 percent.

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Introducing The Home Title Group Real Estate Academy!
The Home Title Group Real Estate Academy offers real estate professionals comprehensive educational classes that will assist them in their day-to-day business and help them grow their business. Our classes and seminars help keep the real estate professional’s business practices current, ethical and in compliance with the fast-paced, complex and ever changing statutory requirements and industry updates. Taught by our professional real estate attorney’s or training executives, our classes have been developed with a hands-on and practical approach to the real estate professional’s everyday business needs and many of the courses qualify participants for necessary professional continuing or post licensing education credit.

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